Saturday, December 31, 2011


Happy New Year! I am sure that now that the Holidays are nearly over,the last thing you want to"hear" about is planning for next year!!! I would like to share some tips with you on preparing for next years Holidays,so that you can avoid those dreaded Holiday bills that are inevitably on their way in the mail or online! A good idea is to get an envelope and mark it HOLIDAY GIFT MONEY. Every time you are paid, put money in the envelope. Just $10 a week,with 52 weeks in a year and you have $520 saved for gifts! If you put away $20 per check you would have $1,040 !! This could really help you from having to whip out the plastic to purchase gifts! The other idea,is to obtain a seasonal job or a temporay job. Many companies hire on extra help starting in November or even as early as October. Again, you should be putting that money in the HOLIDAY GIFT MONEY envelope! Hopefully, these tips will help turn the Season of DEBT into the Season of JOY for you next year!!

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